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Taking Social Security benefits early? Watch out for the spousal earnings test! If you or your spouse earns over $24,480 (in 2024), benefits could be suspended. Divorced spouses have different rules! Understand how this impacts your payments to maximize your retirement income. #SocialSecurity #RetirementPlanning #SpousalBenefits #FinancialPlanning #RetirementIncome | Dr. Ed - Former SSA Manager
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Spousal Social Security rules changed years ago but you you might be getting bad advice. Now you are DEEMED to have applied for all benefits you are eligible for at the time of application, and you can change later. But you CAN change to a survivor or widow benefit if your spouse or ex-spouse later dies. And you could change to a spousal benefit if your spouse wasn’t drawing AT THE TIME you applied for your own Social Security . . . #socsec2024 #socsec #spousalsocialsecurity #spousalbenefits #re
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