Oct 10, 2018 · If your total income is more than $25,000 for an individual or $32,000 for a married couple filing jointly, you pay federal income on your Social Security benefits.

Apr 16, 2025 · Video: How Social Security Is Taxed How the IRS decides whether you owe taxes The IRS adds up your adjusted gross income, tax-exempt interest income and half of your Social Security …

Jan 24, 2025 · Contrary to popular myth, Social Security is taxable. How much you pay in taxes depends on your income and the state you live in. Age is not a factor.

Oct 10, 2018 · Whether or not your Social Security payments are taxed is determined by your income level — specifically, what the IRS calls your “provisional income.” Provisional income is adjusted …

Nov 17, 2025 · The tax rate is not changing, but the amount of income subject to it is adjusted annually to reflect national wage trends. In 2026, you’ll pay the tax on work income up to $184,500 (up from …

Jan 31, 2025 · At certain income levels, you must pay taxes on your Social Security benefits, but there are ways to lessen the burden by reducing your income.

Oct 15, 2025 · A portion of Social Security retirement, disability and other benefits is subject to federal income tax if your overall income exceeds a cap the U.S. government sets. Nine states also tax …

Jul 7, 2021 · Most disabled beneficiaries who get SSI or SSDI money don’t owe taxes, but SSDI benefits are taxable if income exceeds a threshold set by the IRS.

Oct 10, 2018 · It you claim retirement benefits early, Social Security considers your work income in calculating your payment — but not your spouse's earnings.

Feb 10, 2025 · Above $34,000 for a single filer or $44,000 for a couple, up to 85 percent of benefits can be taxed. (The IRS has an online tool you can use to calculate exactly how much of your Social …