Nov 27, 2025 · Learn how and when to convert tax-deferred accounts to a Roth IRA, the tax implications, the 5-year rule, and smart strategies like laddering or backdoor Roth conversions.

Get step by step guidance on how to convert your existing retirement account to a Roth IRA. See if a Roth Conversion makes sense for you.

Aug 8, 2025 · To begin a Roth conversion, contact your IRA custodian and request a transfer of funds from a traditional IRA or 401 (k) into a Roth IRA. You can choose to convert cash or …

Jul 7, 2025 · Should you convert your traditional IRA into a Roth IRA? Here's how to decide, and how to make the conversion.

Oct 28, 2025 · A Roth IRA conversion involves moving assets from other retirement plans into your Roth IRA. Learn how to convert a Roth IRA and whether it’s right for you.

Converting to a Roth IRA can lead to tax-free withdrawals in retirement. Learn how to convert your IRA and optimize your tax strategy with Vanguard.

Oct 2, 2025 · Many 401 (k) plans allow direct rollovers to a Roth IRA. If not, you might need to open a traditional IRA, get a check for your 401 (k) balance, and roll the money into an IRA …

Dec 10, 2025 · A Roth IRA, conversely, is funded with after-tax money, allowing all qualified withdrawals, including earnings, to be entirely tax-free. The conversion of funds from a …

Whether you’re converting a Wells Fargo Traditional IRA, an IRA from another financial institution, or a qualified employer sponsored retirement plan (QRP) such as 401 (k), 403 (b), or …

What about after-tax Roth IRA conversions? Questions to discuss with us How does a Roth IRA conversion work? A Roth conversion occurs when you take assets from a qualifying retirement …