Like other loans, you must understand how it works, what it offers, and how much it may cost you. This knowledge can then help you decide whether or not it suits your needs ...

Usury laws set limits on the amount of interest lenders can charge on loans and are typically set at the state level. There ...

If you're worried about stock crashes fueled by tariff fears causing a recession, these accounts can help you beat inflation ...

A home equity loan could be the smart way to borrow a large sum of money in today's unique economy. Here's why.

Open a new bank account today and earn a top interest rate. Our experts have researched the best rates on checking, savings, and CD accounts to help you maximize your earnings.

A second credit card can benefit you in more ways than one, although the right card for you depends on your goals. You can ...

Americans defaulted on $59 billion in credit card debt and took on an additional $74 billion in credit card debt.

A new Federal Reserve study shows credit cards' high interest rates aren't because of lending risk — they reflect monopoly ...

A new bipartisan bill introduced by Representatives Alexandria Ocasio-Cortez and Anna Paulina Luna aims to cap credit card ...

Credit card interest rates average more than 20 percent these days, which means carrying a balance can quickly snowball into ...

An alarming share of older adults use credit cards to cover basic living expenses, AARP reports in a new survey.

There is no federal law regarding maximum credit card interest rates, however, laws do exist at the state level. Here's what ...