A 3-month CD is a short-term CD. Banks and credit unions don't offer it as frequently as 6-month or 1-year CD terms, so you might not find it at all financial institutions. To see how 3-month CDs ...

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The net figure may appear to be slightly different from the difference between the positive and negative scores due to rounding (e.g. +2.7 and -1.6 would be rounded to +3 and -2 but the net difference ...