Usury laws set limits on the amount of interest lenders can charge on loans and are typically set at the state level. There ...

Americans have more credit card debt than ever. Figure out how much you owe and how long it will take to pay back.

Republican Rep. Anna Paulina Luna of Florida joins with Democratic Rep. Alexandria Ocasio-Cortez of New York to push a ...

Credit card interest rates average more than 20 percent these days, which means carrying a balance can quickly snowball into ...

An unlikely duo of lawmakers is teaming up to bring relief to consumers by creating caps on credit card interest rates. On ...

Paying debt with other debt has long been viewed as a slippery slope to financial ruin, which is why mortgage companies have ...

Monthly payments on a $40,000 HELOC could change as market conditions evolve. Here's what homeowners should know.

Consider the following resources: Getting a business credit card as a sole proprietor can be challenging but not impossible. Your approval odds, credit limit and interest rate are tied directly to ...

As more Americans turn to credit cards to make ends meet, these are the regions with the most credit card debt.

In South Africa, the interest rates decisions are taken by the South African Reserve Bank’s Monetary Policy Committee (MPC). The official interest rate is the repo rate. This is the rate at ...

Credit cards and banking specialist Jenn Underwood brings over 16 years of personal finance experience to the table. After a decade of teaching courses in banking, debt reduction, budgeting and ...

(If you get a work bonus, find out if you should use it to pay off credit card debt or put it toward something else.) The last few years have been marked by a rising cost of living, interest rate ...