Roughly half of Americans have life insurance. Fewer people own policies that will last beyond their current jobs. Is that a bad thing?

Discover why financial advisors offer life insurance as part of financial planning, benefiting clients by integrating insurance and wealth protection strategies.

Life insurance is designed to provide a death benefit to your loved ones after you pass away. Certain policies can also ...

Life insurance offers a combination of benefits when you pass away and while you're still alive. These benefits can have long-lasting impacts for your family, too.

Life insurance can be a complex product, and it’s important to research the options thoroughly before purchasing. Some common ...

Purchasing life insurance can be critical for someone with young children at home or a partner depending on them to make ends meet. It can also be useful if you have a large debt, like a mortgage, or ...

Life insurance costs an average of $13 a month ($156 a year) for a 20-year, $250,000 term life insurance policy for a healthy 30-year-old buyer, based on our analysis. The same policy costs $19 a ...

An untold number of life insurance policies worth millions of dollars go unclaimed every year because loved ones either fail to file a claim or the policy itself is lost or forgotten. When a family ...

Term life insurance locks in your rate and coverage for a specific timeframe. Whole life insurance usually lasts a lifetime and includes a cash value component. Your budget, family needs and financial ...

Knowing the factors that affect rates can help you find a better deal ...

Learn how whole life works, the types of policies and who can benefit from this permanent life insurance Written By Written by Insurance Staff Writer, WSJ | Buy Side Kimberly Lankford is an insurance ...

Mortgage life insurance, also known as mortgage protection insurance (MPI), is designed to pay off your mortgage when you die. Some MPI policies also offer coverage for a limited time if you lose your ...