The 4% Rule is arguably the most famous strategy for making sure your retirement income lasts long. Developed in the 1990s, it offers an evidence-based answer to most retirees’ question: “How much can ...

The 4% rule of retirement puts you on an austere budget in your leisure years. Even if you save a million dollars, the 4% formula allows you to spend only $40,000 of your money in the first year. But ...

Bill Bengen, the father of the 4% rule, agrees that a 4% withdrawal rate doesn't work for everyone. Most retirees can withdraw more without worrying about running out of money. The ideal withdrawal ...

For nearly three decades, one of the most widely cited guidelines in retirement planning has been the "4 percent rule." Originally devised in the mid-1990s by financial adviser Bill Bengen, the rule ...

It seems the 4% rule is now the 4.7% rule. Three decades after financial planner William Bengen came up with a simple yet elegant solution to help clients balance their retirement spending, the ...

Bill Bengen revised his formula and has a new 'rule' for retirement investors When Bill Bengen introduced the 4% rule in 1994, he had no idea it would take on a life of its own in scholarly debates, ...

William Bengen established 4% as the initial safe withdrawal rate in retirement more than 30 years ago. But in subsequent research, he has concluded that 4% is likely much too low. That research is ...

William Bengen now recommends a 4.7% withdrawal rate instead of his original 4% rule. Converting $333,000 of a $1M portfolio into an annuity could boost annual income to $52,667. 61% of financial ...

Call your financial planner: The 4% rule is dead.